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Hidden charges in Dholera deals

Canal front development with walkways in Dholera SIR
The canal front as public space · Source: DSIRDA / DICDL (dholera.gujarat.gov.in)
Answer first: the advertised per-yard rate is rarely the price. Between quote and possession, deals commonly grow: preferred location charges (PLC), development or infrastructure charges, maintenance deposits or advance maintenance, legal and documentation fees, club or society formation charges, and government costs (4.9 percent stamp duty plus 1 percent registration, and GST where a service component applies). The vaccine is one sentence, in writing: "Itemised all-in cost for this exact plot, including every charge to registration."

Nobody lies about the base rate; the base rate is the headline. The engineering happens in the annexure. Here is the annexure, pre-read.

The usual residents of the fine print

PLC (preferred location charges). Corner plots, wider-road frontage, garden-facing positions: legitimate premiums when disclosed upfront, resentments when discovered at allotment. Typical structures price PLC as a percentage over base or a flat per-yard adder.

Development or infrastructure charges. The project's internal roads, drainage, electrification billed separately from the land rate. Ask the only question that matters: what exactly does the base rate buy, and what does this charge buy on top?

Maintenance deposits and advances. A corpus or one to several years of advance maintenance collected at possession. Reasonable in concept; the check is whether the amount, the trigger date and the managing entity are written down.

Legal, documentation and facilitation fees. Deed drafting, processing, sometimes vague "file charges". Some are real services; all must be listed. Registration-day surprises are the least professional charge in the industry.

Government costs. Never hidden but often omitted from mental math: effective stamp duty 4.9 percent plus 1 percent registration in Gujarat, on the framework our stamp duty guide explains. Budget them from day one.

GST. Land itself is outside GST, but bundled development services can attract it depending on structure. If GST appears, ask what service it attaches to; if it does not, confirm in writing it will not appear later.

The one stack that is never hidden

WHAT A RS 10,00,000 PLOT COSTS AT REGISTRATION Plot consideration · Rs 10,00,000 Stamp duty 4.9% · Rs 49,000 Registration 1% · Rs 10,000 All-in at the sub-registrar: Rs 10,59,000, before any project charges Gujarat effective rates: 3.5% basic + 1.4% surcharge + 1% registration fee

The comparison discipline

Two projects quoting 8,000 and 8,600 per sq yard can invert once annexures load. Build one column per offer, all-in to registration, and compare only those totals. Our shortlist briefs do this arithmetic for every option, because a comparison that ignores the annexure is a coin toss.

The sentence that saves lakhs: "Please send the complete cost sheet for plot number X, itemised to registration, valid for 30 days, on letterhead." Professionals have it ready. The pause tells you everything.

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